Western Union in Chennai

You need the 10-digit MTCN, the sender's full name, the exact amount expected, and your own valid ID. Indian nationals need PAN Card + Address Proof + Photo. Foreign nationals need a valid Passport + Visa.

No. All MTSS inbound remittances (Western Union) must be paid out in Indian Rupees (INR) per Reserve Bank of India (RBI) regulations.

Yes. Payouts up to ₹50,000 can be given in physical cash. Amounts above ₹50,000 must be paid via cheque, demand draft, or bank transfer directly into the receiver's account.

As per RBI guidelines, a single individual can receive a maximum of 30 inbound remittances in a calendar year (January to December). The maximum limit per transaction is USD 2,500 equivalent.

No, the Money Transfer Service Scheme (MTSS) is solely for INWARD remittances into India. If you want to send money abroad from Chennai, we offer Outward Swift Remittance under the LRS scheme, but not via Western Union.

No. That is the main advantage of Western Union over a wire transfer. You collect the money in person from any RBI-authorised MTSS agent, with no bank account needed. Scope Forex is an authorised Western Union agent at Nerkundram: walk in with the MTCN and a valid ID, and payouts up to ₹50,000 are handed over as cash on the spot.

Receiving is free, because the sender pays the entire transfer fee when they initiate the transaction abroad. Nothing is deducted at our counter, and there is no receiving commission. You collect the full INR amount shown against your MTCN.

You receive the Indian Rupee equivalent at the exchange rate applied when the sender booked the transfer. The exact INR figure is fixed at that moment and shown against the MTCN, so you know the precise amount before you come to collect. There is no receiving fee, so the quoted INR amount is what you take home.

Ask the sender for the 10-digit MTCN (tracking number), then visit our Nerkundram branch with that number and your valid ID (PAN + address proof + photo for Indian nationals; passport + visa for foreign nationals). We verify the transfer on the Western Union system and pay out in INR immediately: cash up to ₹50,000, and cheque or bank transfer above that.

Scope Forex is an authorised Western Union agent on Poonamallee High Road in Nerkundram, near Titan World and opposite Canara Bank. It is a short drive from Mogappair, Anna Nagar, Aminjikarai, Koyambedu, and Porur. Walk in with your MTCN and a valid ID to collect a money transfer in Indian Rupees, no bank account needed.

The counter is open Monday to Saturday from 10:00 AM to 7:30 PM, and Sunday from 10:00 AM to 1:30 PM. Being open on Sunday is useful for urgent Western Union payouts when many counters are closed. Walk in, no appointment needed.

The sender can track the transfer status using the MTCN in the Western Union app or website. If you are collecting, you do not need to track it separately: bring the 10-digit MTCN and a valid ID to our Nerkundram counter, and we check the status on the Western Union system and pay out in INR if it is ready.