Send Money to Australia from India
AUD SWIFT wire transfers for student visa financial proof, university tuition, and family maintenance. RBI-compliant under LRS. Competitive AUD rates, no hidden charges.
Student Visa Financial Proof
Australia requires student visa applicants to show financial capacity to cover tuition and living costs. Transferring funds to an Australian bank account is one of the accepted ways to demonstrate this.
University Tuition in AUD
Australian universities like University of Sydney, Monash, ANU, and Melbourne accept tuition fee payments in AUD. We transfer directly to university payment accounts with proper documentation.
SWIFT in 2-3 Business Days
Wire transfers to Australian bank accounts via SWIFT typically arrive in 2 to 3 business days. Major Australian banks like Commonwealth Bank, ANZ, NAB, and Westpac receive transfers reliably.
BSB Code and Account Number
Australian bank transfers require a BSB (Bank-State-Branch) code, a 6-digit number that identifies the bank and branch, plus the account number. You will also need the bank's SWIFT/BIC code for international transfers.
Family Maintenance
Sending regular support to a family member in Australia? Maintenance transfers are a permitted LRS purpose with minimal documentation for close relatives.
Up to USD 250,000 per Year
LRS permits up to USD 250,000 in total remittances per financial year. AUD transfers to Australia count toward this limit. The threshold resets every April 1.
How to Send Money to Australia
Share Amount and Purpose
Tell us the AUD amount (or INR equivalent) and the purpose: student visa financial proof, tuition, living expenses, or family maintenance.
Provide BSB and Account Details
Share the recipient's full name, BSB code, account number, and the bank's SWIFT/BIC code. For university tuition, the university's payment portal details or treasury account information.
Bring Your Documents
Passport, PAN card, and purpose documents. For education: Confirmation of Enrolment (CoE) or offer letter and fee invoice. We fill Form A2 together at the branch.
Fund and Initiate
Transfer INR to our account via NEFT or RTGS. Wire transfer is initiated the same business day with a SWIFT copy provided as your transfer confirmation.
Common Questions
What bank details do I need to send money to an Australian bank account?
For an international wire transfer to Australia, you need the recipient's full name, their BSB (Bank-State-Branch) code (6 digits identifying the bank and branch), their account number, and the bank's SWIFT/BIC code. Some Australian banks also use an IBAN, though it is less common there than in Europe or the UAE. Double-check these details with your recipient before visiting us, as incorrect BSB codes can result in failed transfers.
How long does a wire transfer to Australia take from India?
SWIFT transfers from India to Australian banks typically take 2 to 3 business days. Transfers to the four major Australian banks, Commonwealth Bank (CBA), ANZ, NAB, and Westpac, tend to process efficiently. However, if the transfer involves an intermediary bank or is sent on a Friday (given the time difference), it may take until the following week to fully credit.
Does Australia require a GIC like Canada for student visa financial proof?
No. Unlike Canada, Australia does not have a GIC requirement for student visas. Instead, the Australian student visa (subclass 500) requires you to demonstrate financial capacity, which can be shown through bank statements, a scholarship letter, or proof of a sponsor's financial capacity. Some students choose to transfer funds to an Australian bank account opened before or after arrival as part of this financial evidence. We can assist with the transfer when you are ready.
What documents are needed for an education remittance to Australia?
You need your passport, PAN card, and Form A2 (we fill this together). For tuition payments to an Australian university: the Confirmation of Enrolment (CoE) issued by the university, and the university's fee invoice showing the amount due in AUD. For transfers to a student's personal Australian bank account, a self-declaration of relationship or purpose is usually sufficient.
Is TCS applicable on AUD transfers to Australia for education?
From April 2026, TCS of 2% applies on education remittances above Rs. 10 lakh per financial year if sent directly to a recognised foreign educational institution. For transfers to a student's personal bank account, 5% TCS applies above Rs. 10 lakh. TCS is not a final tax outgo. It is reflected in Form 26AS and can be adjusted against your income tax return.
Can I send money to Australia for my child's living expenses?
Yes. Maintenance of close relatives abroad is a permitted LRS purpose. You can send regular transfers to cover rent, groceries, transport, and other living expenses for a child or family member in Australia. The documentation needed is your passport, PAN, Form A2, and a declaration stating the relationship. There is no restriction on how frequently you transfer, as long as the cumulative amount stays within the USD 250,000 annual LRS limit.
Sending money to Australia?
Visit our Nerkundram branch in Chennai with your documents and the recipient's BSB code and account details. Same-day wire transfer initiation on most business days.